To find a credit card is the best among the three bank credit card providers in Indonesia, Bank BCA, Bank Mandiri and Bank BNI- Do memperbandinkan review process costs, and limit the amount of features offered by the card.
In most credit card reviews on this nice, in grab sample of the same card logo is classic regular visa. Bca bank of samples will be taken ‘BCA VISA CARD SILVER’. As for Bank Mandiri sample taken is SELF SILVER CARD VISA, Bank BNI Then for a swab ‘BNI VISA SILVER’.
There are several elements to be compared, namely:
LARGE MAXIMUM LIMIT
REGULAR RATE MINIMUM PAYMENT CHARGES
OTHER EXPENSES INCLUDING COSTS OVER LIMIT, DELAYS, PULL CASH, SALES DRAFT
Each element will be assessed and is considered the most good for an element to be ditempatan in the first place. To find these types of credit cards are the most good, and then any number or sequence will be added and which has the least points will be the most excellent card by version of a smart credit card guide reviews.
1. VISA CARD BCA BCA credit card dues Silver- this one is among the most inexpensive, at only Rp.75.000,00 / Year
2. BNI Silver- Visa credit card is charged iuaran Annual BNI Rp.120.000,00 / Year
3. Mandiri Visa Credit Card Mandiri Silver- For Annual fee is charged Rp.180.000,00 / Year With monthly billing Rp.15.000,00 / Month
A.1. Ease Payment Card Iuaran
1. Mandiri Visa Silver provides easy that the monthly payment of Rp.15.000,00 / Month
2. BCA and billing BNI- visa card dues for silver is per year
CARD FEE IN TERMS OF BEST VALUE MOST SMALL IS BCA 3, SELF AND BNI SAMA-SAMA 4.
LARGE MAXIMUM LIMIT
1. BNI Visa Silver max 10 Million. Mandiri Visa silver max 10 Million.
3. BCA Silver Card Limit only have 3-4 million Rupiah, limit information is not obtained from the official website of BCA, but from a blog titled world is small.
BEST IN TERMS OF MAX LIMIT IS BNI AND SELF, THEN BCA
REGULAR RATE MINIMUM PAYMENTS
1. BNI and Mandiri Visa Silver Silver Card and Silver Card with flowers BCA 2.95%
BEST TOGETHER, THE MAXIMUM LIMIT INTEREST DETERMINED BY BANK INDONESIA IS 2.95% So for Silver credit card products from third major banks in Indonesia are still using the maximum interest.
Over Limit 1. Max 50,000 Thousand Mandiri, BNI 2. Max 75000. 3. no info open
Delays 1. The three are the same max 150 Thousand
BCA 1. Pull Cash 4%. 2. Mandiri and BNI 6%
Elements of the author trying to Review the author collects the results as following:
Mandiri Silver card with Acquisition POINTS: 10
BNI Visa Silver with the acquisition POINTS: 11
BCA Silver Card with the acquisition POINTS: 12
The value of Writers get, the best credit card for the third type of the Silver Bank that might be worth to you trying to ask is credit card from Bank Mandiri. Writers also get something new writers realize and quite appropriate for you to consider as a benchmark for credit card megajukan in which banks, namely in terms of disclosure of information about banking products. Authors can easily access data or general information that can facilitate customers in the official website of the bank credit card Mandri and BNI.
Because of this review process takes only a few samples only, in this case I will only act as a proposer. To find the best credit card types in Indonesia, you can also use the website as a customer complaint letters to the editor or kompasiana, try to make sure banks are most often reprimanded by the customer in the complaint websites.
The results of this review, only the opinion of the author only. To find out which one is better of course you can use your friends who’ve megunakan credit card product to obtain service information.
Information for Customers of the three banks services, whether that BCA, Mandiri or BNI equally own good. You can try to contact their call center and you will be awestruck by the friendliness of the three banks customer service. And the author also received information under Bank BCA always ranks first in terms of service to customers.
For wealth promo, author of more mengungulkan BNI. BNI is a credit card issuer that has a promo updated every day. In addition, the authors also favored BNI’s services in terms of the utilization of the Reward POINTS. Where BNI presents the redemption by exemption card dues, exchange with shopping vouchers to be sent directly to the customer and also exchange points with cashback that can be directly used to reduce the bill. In terms of hospitality service Customer service author also favor BNI.
Bank Mandiri has unexpectedly proved to have many advantages compared with other banks. Although sometimes information about the costs visible or readable lighter in another bank, but for the affairs of the costs of the overall elements of a credit card, bank Mandiri idolized author. Apart from the aspect of costs also idolized independent writer for funds transfer program, as program their most current updates, 0% installment tenor of 6 months for cash power of at least 1 million rupiah administrative costs Rp.275.000
In conclusion, every bank has its advantages and deficiencies in certain elements of assessment. Before you decide to choose which bank will issue you a credit card, you should first learn about the products they offer.